If I need to sell my home because I have had to move/relocate or can’t afford it anymore, can I rent it until I decide what to do?  Not if you want to get approved for a short sale by the USDA/FHA.  Make sure that you don’t move out of the house or if you have to in order to relocate, don’t rent it out.  What a catch 22 mess!!   Before you get too far behind on your payments or your bills, talk to your lenders and make sure that you understand what the ramifications are.  If you still think that a short sale might be a viable option, call a realtor experienced in short sales and get their help.